Jan Gray woke up Monday morning to an offer on a home she listed three days earlier. She was shocked.

Coastside real estate agents like Gray are encountering competition like they’ve never seen before for the expensive, luxury properties that used to see much less activity. That offers some explanation for the 10 percent year-over-year rise in home sale prices in Half Moon Bay from a year ago. This is according to an analysis of data from Zillow Group Inc., the online real estate company whose website is widely used by Coastside agents.

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